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Consumer Loan

Flexible finance solutions for household needs and essentials

 
Features
  1. Loan against salary deduction with department permission and a bank member guarantee
  2. Unsecured loan with one or two member guarantees accepted by the bank
  3. Hypothecated loans for purchasing household appliances such as TV, refrigerator, furniture, etc.
Loan Conditions:
  • • Up to 75% of the quotation amount or ₹1,00,000 (whichever is less)
  • • The purchased item will be hypothecated
  • • Guarantee of one member accepted by the bank
  • • Purchased item must be insured
  • • Loan period: 36 months
  • • Monthly installments
  • • Income certification must be submitted

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