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UPI

Features
  1. Immediate money transfer through mobile device round the clock 24*7 and 365 days.
  2. Single mobile application for accessing different bank accounts.
  3. Single Click 2 Factor Authentication – Aligned with the Regulatory guidelines, yet provides for a very strong feature of seamless single click payment.
  4. Virtual address of the customer for Pull & Push provides for incremental security with the customer not required to enter the details such as Card no, Account number; IFSC etc.
  5. QR Code
  6. Best answer to Cash on Delivery hassle, running to an ATM or rendering exact amount.
  7. Merchant Payment with Single Application or In-App Payments. Utility Bill Payments, Over the Counter Payments, QR Code (Scan and Pay) based payments.
  8. Donations, Collections, Disbursements Scalable.
  9. Raising Complaint from Mobile App directly.

Registration :- Steps for Registration

  1. User downloads the UPI application from the App Store/Play Store
  2. User creates his/her profile by entering details like name, virtual id (payment address), password etc.
  3. User goes to “Add/Link/Manage Bank Account” option and links the bank and account number with the virtual id
  4. Generating UPI – PIN
  5. User selects the bank account from which he/she wants to initiate the transaction
  6. User clicks one of the option
  7. Change UPI PIN
  8. User receives OTP from the Issuer bank on his/her registered mobile number
  9. User now enters last 6 digits of Debit card number and expiry date
  10. User enters OTP and enters his preferred numeric UPI PIN( UPI PIN that he would like to set) and clicks on Submit
  11. After clicking submit, customer gets notification (successful or decline)
  12. User enters his old UPI PIN and preferred new UPI PIN (UPI PIN that he would like to set) and clicks on Submit
  13. After clicking submit, customer gets notification (successful or failure)

UPI COMPLAINT

If you encounter any issues, feel free to raise a complaint directly through the mobile app.